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have never been easier

Applying for debt counselling

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financial relief

However, provides immediate

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National Credit Act

Enjoy Full Protection of the

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In 36 to 60 months

Walk away debt free

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Debt Counselling

Confidential

Debt Counselling is subject to the National Credit Act and enforced by the National Credit Regulator (NCR). It has been enacted to assist consumers who are facing debt problems. The Act has made it possible for ...

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Debt Management

Filing System

Entails how we manage your debt after signing with us. We act on your behalf with regards to your debts between you and your credit providers. We stop those threatening phone calls from your credit providers.

Debt Consolidation

Money Matters

We reduce your debts into one, more affordable payment. If you are over-indebted, blacklisted or have a bad credit record we can assist you. We consolidate for you without additional loans that can worsen your situation.

Debt Settlement

Professional Advice

When you receive a lump sum of money and you wish to settle all or part of your existing debt, we can assist you by negotiating with your credit providers for some settlement discounts on all or any of your debts.

With our Debt Counselling, nothing is impossible!

We understand that being in debt can be very stressful and affect you and your family. Our debt counselling could be your best debt solution if you are over-indebted! We can consolidate your debt to one affordable monthly installment and give you an immediate financial relief without additional loans! We believe our debt help is far much better than a debt consolidation loan because getting a loan to pay debt will not be a better solution for you (It is like borrowing from Peter to pay Paul). The South African credit market has recently been tightened by the Regulators such that you can no longer qualify for a consolidation loan if you are over-indebted. Thus, you do not have the option of a debt consolidation loan.

Through the Debt Counselling process, we are able to draw a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

At Logical Debt Solutions we assure you that we can lift the burden and assist you to get to a healthier financial position. At Logical Debt Solutions we will ensure that we understand your situation completely before we restructure your debt. Our experienced team do not only offer expert advice and guidance on debt settlement, but we can provide you with excellent debt solutions to help you get back on track and ultimately walk away debt free.

  • Expert debt consultations and advice tailored for your personal debt situation
  • One reduced, affordable installment for all your debt
  • Negotiate for reduced interest rates on repayments
  • Remove fees on your repayments
  • We’ll deal with your credit providers
  • Full protection by the National Credit Act
Debt Assessment Form

You can download the assessment form here: Assessment Form

FREE CALL BACK WITHIN 1 BUSINESS HOUR

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We undertake to keep your personal details private and confidential and shall not give out any of your personal info. to any third party in accordance to the law.

The following are some of the creditors we deal with

debt consolidation south africa

The following are some of the creditors we deal with

The following are some of the creditors we deal with